If your company handles or processes debit cards or credit cards as a regular practice, it is imperative that you meet the 12 requirements set forth by the Payment Card Industry (PCI) Security Standards Council. The PCI DSS was created in 2004 by the four main credit card companies: MasterCard, Discover, Visa, and American Express. Failure to meet the 12 requirements could result in termination of privileges to process debit or credit card transactions. The PCI DSS requirements are set of security controls that businesses are obligated to abide by as a way to protect credit card data.
As improvements and advancements in cybersecurity technology continue to be developed, there will not be a shortage of attackers aiming to steal unprotected personal credit and debit card data. In some cases, organizations that face a data breach find that their issues can easily be corrected with simple preventative measures. In other cases, an employee is the cause of the data breach, as the employee most likely has all the accesses needed to break through IT defenses and processes.
The 2018 SecurityMetrics Guide to PCI DSS Compliance will help you understand current PCI requirements and trends so that you can better protect data from inevitable future attacks. Why should you read this guide? It will help you to improve your PCI compliance processes with tips from QSAs. You will also learn about recent PCI and cybersecurity trends. Additionally, if you do experience a data breach, this guide can help you establish the best ways to handle it.